*Rates may change after the account is opened. If the 12-month or 14-month CD interest rate goes up, you have the option of upgrading to the higher rate one time for the remainder of the term.
**Rates may change after the account is opened. If the 18-month or 21-month CD interest rate goes up, you have the option of upgrading to the higher rate one time for the remainder of the term.
***Rates may change after the account is opened. If the 30-month or 32-month CD interest rate goes up, you have the option of upgrading to the higher rate one time for the remainder of the term.