Checking accounts at First Central Bank

Checking Accounts

First Central Bank and First Central Bank McCook offer a variety of checking accounts to meet your needs. Perhaps you want free checks, no minimum balance, and a flat fee, or maybe you don't write a lot of checks and want to earn interest—we can meet all your needs!

To open a new checking account, just visit the First Central Bank location of your choice. Feel free to contact any of our First Central Bank Customer Service Representatives for more details on our checking products.

Simply Checking

  • Basic checking account to fit your everyday checking needs
  • No service charge with minimum balance
  • No service charge for youth until the age of 21
  • Unlimited withdrawals

First Star Checking

  • No minimum balance
  • Low monthly flat fee
  • Unlimited withdrawals
  • Free First Star Club checks


  • No minimum balance
  • Unlimited withdrawals
  • No service charge with minimum monthly requirements

Star Premier Account

  • Interest bearing account
  • Limited withdrawals
  • No service charge with minimum balance

First Star Gold

NOW Account

Payroll Account

All accounts are eligible for:

For more information about our products or services, please contact a customer service representative at any of First Central Bank's convenient locations.