Deposit Solutions | First Central Bank

Checking Accounts

We offer a variety of checking accounts designed to meet your needs. Whether you're looking for free checks, no minimum balance, and a flat fee, or you prefer to earn interest on your account because you don’t write many checks, we have an option for everyone. To open a new checking account, simply visit any of our locations or contact one of our customer service representatives for more information.

eChecking

No minimum balance
Unlimited withdrawals
No service charge with minimum monthly requirement

Simply Checking

Basic checking account to fit your everyday checking needs
No service charge with minimum balance
No service charge for youth until the age of 21
Unlimited withdrawals

First Star Checking

No minimum balance
Low monthly flat fee
Unlimited withdrawals
Free First Star Club checks

Payroll Account

For those customers who need an account for direct deposit of their payroll

First Star Gold Checking

Special benefits for those age 50 or better
Low minimum balance requirement
No service charge with minimum balance
Interest-bearing checking account
Free Gold Club checks
Unlimited withdrawals
Gold Club Events

NOW Account

Interest-bearing checking account
Unlimited withdrawals
No service charge with minimum balance

Star Premier Account

Interest bearing account
Limited withdrawals
No service charge with minimum balance

All checking accounts are eligible for:

Savings Accounts

Saving your hard-earned money is important to us. That's why we have the perfect savings account to meet your needs! To open a new savings account, simply visit one of our locations. For more details on any of our accounts, don't hesitate to contact one of our friendly customer service representatives.

Savings

A savings account to fit every age and need.

$50 minimum balance
Interest-bearing account
5 free withdrawals per quarter

Christmas Club

Save money for Christmas easily with this savings account.

Savings payment book to keep you on track!
No minimum balance
Interest-bearing account
Annual Christmas savings check issued in November of each year

Health Savings Account

An account to help pay medical expenses when tied to a high-deductible insurance policy
Interest-bearing account

Certificate of Deposit

$500 minimum balance
Interest-bearing account
Interest varies per term
Interest credited quarterly or monthly
Penalty for early withdrawals

IRA Investment Savings

Offers a tax-free or tax-deferred retirement investment plan
Interest-bearing account